Private Client Strategies, LLC Effective Date: May 1, 2025
Welcome to Private Client Strategies (“PCS”).
By accessing or using our services—including but not limited to our website, consultation scheduling, planning tools, communication systems, and SMS notifications—you agree to be bound by these Terms of Service (“Terms”). Please read them carefully.
1. Services Overview
Private Client Strategies provides insurance-based planning services, including risk-management consultations, business continuation planning, estate liquidity analysis, buy-sell agreement review, income protection guidance, and related educational communications delivered through digital, email, and SMS channels.
Users may request services through our website, online forms, or scheduled meetings.
2. SMS Communications & Consent
By providing your mobile number, you explicitly consent to receive text messages from Private Client Strategies, including:
Appointment confirmations & reminders
Follow-up messages
Planning-related notifications
Occasional informational updates
Message frequency may vary. Standard message and data rates may apply.
Reply STOP at any time to unsubscribe. Reply HELP for assistance or customer support.
Your consent is not a condition of purchase.
Opting out of marketing or reminder messages will not affect service-related communications required to complete your consultation or planning process.
3. User Responsibilities
By using PCS services, you agree to:
Provide accurate, up-to-date information
Use our services only for lawful purposes
Respect all federal and state laws applicable to insurance, SMS communications, TCPA, CAN-SPAM, and privacy regulations
Not misuse any communications systems or scheduling tools
Not attempt to disrupt, breach, or interfere with PCS systems, websites, or data security
4. Ownership & Use of Content
All website content, written material, graphics, videos, documents, and digital assets are the exclusive intellectual property of Private Client Strategies, LLC.
You may not copy, reproduce, distribute, or modify any content without written authorization from PCS.
5. Disclaimers
Private Client Strategies provides planning guidance and insurance-based recommendations. PCS does not guarantee:
Financial outcomes
Product approvals
Policy performance
Business results
Any specific tax or legal impact
All recommendations are based on the information provided by the client. Final decisions and outcomes depend on outside institutions, underwriting results, market conditions, and the client's own actions.
Services are provided “as is”, without warranties of any kind.
6. Limitation of Liability
Private Client Strategies, LLC will not be liable for any indirect, incidental, special, or consequential damages arising from the use of our website, SMS communications, tools, recommendations, or services.
7. Modifications to Terms
PCS may update or revise these Terms periodically. The most recent version will always be posted on our website with the updated effective date.
Continued use of PCS services after changes indicates your acceptance of the revised Terms.
8. Contact Us
If you have any questions regarding these Terms, please contact us:
